With over 35 years of experience, Steve is a seasoned expert in enhancing business performance through optimized risk management strategies. His focus on improving financial efficiency and productivity has consistently delivered measurable results for organizations.

He has extensive experience working with publicly-held entities and organizations with national and international operations. He brings this expertise to his privately held clients and specializes in structuring innovative workers’ compensation large deductible placements, captive insurance formations, and holistic cyber risk programs. Steve’s deep experience extends to many industry including construction, manufacturing, distribution, food and beverage and real estate.

While highly proficient in his knowledge of all business insurance policies, Steve has the distinction of honing his cyber risk expertise over the past 24 years to become highly regarded for his insight and solutions to this quickly expanding and evolving area of risk. During this time, Steve has been advising clients on implementing his holistic cybersecurity best-practices and insurance protection approach. Ultimately, organizations are viewed by cyber insurers as preferred risks, thereby obtaining programs with better terms and conditions, the appropriate limits of coverage at most cost-effective premium.

Steve is a prolific writer on many insurance related topics. He has authored and contributed his thought pieces to Business Insurance, Insurance Journal and California Workers’ Compensation Enquirer, among others. He is a Certified Insurance Counselor (CIC). A graduate of the USC Marshall School of Business, Steve continues his involvement with the university as a member of Marshall Partners, an Emeritus Member of the USC Alumni Association Board of Governors and active in the Swim With Mike Foundation. Steve is a 32-year Vistage member, serves on the Association for Corporate Growth Orange County Board of Directors, is an active community volunteer, and a founding member of The Lott IMPACT Foundation®, which annually presents The Ronnie Lott IMPACT Trophy to the college football defensive IMPACT player of the year. IMPACT is an acronym for: Integrity, Maturity, Performance, Academics, Community, and Tenacity.